Dear Customers,

Our parent company, Al Hilal Bank, has now combined with Abu Dhabi Commercial Bank (ADCB) and Union National Bank (UNB) to become a larger and stronger banking group.

This is a very positive step. Greater scale enables us to invest even more in supporting your requirements, ensuring a safe, simple and convenient experience with excellent service.

Al Hilal Bank will operate as a separate entity under its own brand within the enlarged ADCB Group. As an Al Hilal Bank “Islamic Bank” customer, you will experience no immediate change to your day-to-day services as a result of this merger. We will continue to serve you as usual through existing Al Hilal Bank “Islamic Bank” branches and our contact centre.

If you would like to find out more about the new ADCB Group and the merger, please visit our dedicated transaction website beyondambition.com. Al Hilal Bank “Islamic Bank” staff and our contact centre can also help with any questions you may have.

Delivering excellent service to all our customers remains our highest priority. We would like to take this opportunity to thank you for choosing Al Hilal Bank “Islamic Bank” and very much look forward to continuing our partnership within the ADCB Group.

Sincerely,

«Al Hilal» Islamic Bank» JSC